The transparent pricing model separates the physician charge from the Independent Medical Exam (IME) administrative charge. This is important as the physician charge depends on the location. Generally, IME costs are higher in rural areas where there are fewer physicians. An attempt to use a lower price applicable to population centers for IME services, will result in no medical provider willing to conduct the exam. The lack of an IME provider impairs service delivery, drives up transportation cost and prolongs the disability period. Physician services in population centers are typically lower priced than in rural areas. The transparent pricing improves service in rural areas and reduces cost in population centers. The MC Innovations transparent pricing model is a win-win situation for the employer and the injured employee.